Property in Turkey by the sea

Why foreigners buy property in Turkey

Turkey is one of the most open Mediterranean countries for foreign buyers. You can buy an apartment or villa without a residence permit and without having to be present in person, and ownership is registered at the state Land Registry and confirmed by a title deed (tapu). Seaside property here costs noticeably less than in Spain, Italy or Cyprus, and the climate of the southern coast makes living by the sea comfortable all year round.

Buying also opens the door to living here legally: owners can apply for a residence permit, and an investment of $400,000 or more can lead to Turkish citizenship for the whole family. Learn more on the Residence permit & citizenship page.

Where people buy property in Turkey

• Istanbul — a metropolis with the highest prices and business infrastructure, but no resort climate;
• Antalya — the country’s main holiday region on the Mediterranean, with developed infrastructure and international airports;
• Muğla (Bodrum, Fethiye, Marmaris) — picturesque premium resorts on the Aegean and Mediterranean, with high prices;
• Mersin — a more affordable coast east of Antalya with less developed tourist infrastructure.

Many buyers find the best balance of price, climate and comfort in Antalya Province, and especially in Alanya, with its affordable prices, dozens of new residential complexes with pools, a long coastline and an established international community.

What you can buy

• apartments in residential complexes — from studios to 4+1;
• villas with a private pool and garden;
• penthouses and duplexes with terraces and sea views;
• commercial property and land.

Who can buy property

Citizens of the vast majority of countries — including Russia, Ukraine, Kazakhstan, Germany and other EU states — can buy homes in Turkey. Restrictions apply only to certain nationalities and to properties in military or security zones, and the check is carried out automatically when the sale is registered. A foreigner can own an apartment, house or plot personally or through a Turkish company; the total land area one foreigner may own is capped by law, but this makes no practical difference when buying an apartment or villa.

Payment plans and mortgages

Turkish banks rarely lend to non-residents, so most foreigners buy with their own funds. A popular alternative is an interest-free developer payment plan: a down payment is made when the contract is signed and the balance is paid in instalments until construction is complete. Such offers carry an “Installment plan” badge in the catalogue.

How the purchase works

A purchase involves choosing a property, legal due diligence, a tax number, a bank account, a valuation report and the title deed registration. It usually takes 2–4 weeks and can be completed remotely with a power of attorney. We explain each step in our guide to buying property in Turkey.

Taxes and annual costs

When the sale is registered, a title deed transfer tax of 4% of the contract price is paid; by law it is split between buyer and seller, but in practice the buyer often pays it. You will also need a valuation report, document translations and the compulsory DASK earthquake insurance. Each year the owner pays a small property tax, renews DASK and covers the complex service charge (aidat). See the detailed breakdown in “Costs and taxes when buying property in Turkey”.

How to keep the purchase safe

The golden rule is never to pay before the documents have been checked. A lawyer must confirm that the seller really owns the property, that it is free of seizures and debts, and that the building has its occupancy permit. Payment goes through the bank, and ownership passes at the moment of registration at the Land Registry — a reliable and transparent system. Süvari Property supports every stage of the purchase and works only with verified properties, sending remote buyers documents and video of each step.

Browse current offers in the catalogue or in Hot Deals, where discounted properties are collected.